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LAYER ADVISORY SERVICES LLC

TEMPO — Terms and Conditions

These Terms and Conditions are an agreement between you and Layer Advisory Services LLC, together with Erica Layer individually (referred to together in these Terms as "Layer Advisory," "we," or "us"). They apply to your enrollment in and participation in TEMPO. Please read section 5 through section 11 carefully. Those sections limit our liability to you and describe risks you accept by participating.

Last updated: 20 July 2026

1. What you're purchasing

By enrolling in TEMPO ("the Program"), you are purchasing access to a six-week guided cohort. The dates for your cohort are stated on the TEMPO page and confirmed in your enrollment materials. The Program includes:

  • Live sessions across the six weeks: six weekly 90-minute working sessions (the first opens with orientation), plus a drop-in setup support session, all recorded and shared with the cohort
  • Access to the private cohort Slack for support throughout the Program
  • The complete kit: vault structure, templates, skills, and setup guides
  • Direct access to Erica Layer, program facilitator

TEMPO Guided additionally includes a short intake at signup and up to four private 45-minute sessions with Erica Layer, usable from one week before the cohort starts through three months after the cohort start date. Unused sessions expire at the end of that window.

The Program is delivered online.

2. Price and payment

The price is $1,000 per seat for TEMPO and $2,000 per seat for TEMPO Guided. Payment is due in full prior to the start of the Program. Your place is not confirmed until payment is received.

3. Refund policy

Full refund: available up to 7 days before your cohort's start date, for any reason.

No refund: within 7 days of the start date and after the Program begins, no refunds will be issued. This applies whether or not you attend sessions. The Program involves preparation and delivery costs that are committed in advance.

If exceptional circumstances arise, contact erica@layeradvisory.com. Requests will be considered case by case but are not guaranteed.

4. No results guarantee

The Program teaches you how to build an AI operating system. Your results depend on your effort, your existing tools and workflow, and your commitment to completing the work between sessions. Layer Advisory Services LLC makes no guarantee of specific outcomes. Testimonials or examples from other participants reflect their individual experience and are not a promise of what you will achieve.

5. Assumption of risk and your responsibility

The Program teaches you to install software, connect AI tools to your own accounts, files, and systems, and run automations on your own machine. You do this at your own risk and on your own judgment.

You are solely responsible for:

  • What you choose to install, configure, connect, or run
  • What data, files, credentials, API keys, or client information you give any AI tool or third-party service access to
  • Reviewing and verifying anything an AI system produces before you rely on it or act on it
  • Maintaining your own backups and your own security practices
  • Complying with every confidentiality, privacy, data protection, employment, licensing, or professional obligation you owe to your employer, your clients, your regulator, or anyone else

Nothing taught in the Program removes your obligation to exercise your own judgment. Materials, prompts, checklists, and recommended tools are provided to help you learn. They are not a certification, audit, or assurance that any tool, configuration, or approach is safe, compliant, or appropriate for your specific situation, data, jurisdiction, or regulatory environment. Any security guidance provided in the Program describes a general method for evaluating software. It is not a security audit of any tool, and it is not a representation that any tool is free of vulnerabilities.

You accept the risk that AI systems produce inaccurate, incomplete, biased, or fabricated output, that automations behave in unintended ways, and that data shared with an AI tool may be retained, processed, or exposed in ways you did not intend.

6. Third-party tools and services

The Program references, teaches, and works alongside tools and services operated by other companies, including but not limited to Anthropic, Obsidian, Google, and others. We do not own, operate, control, endorse, or warrant any of them.

Their pricing, availability, features, models, terms of service, data handling, and security are theirs to change or discontinue at any time and without notice to us or to you. We are not responsible for any loss, cost, downtime, data exposure, service change, price increase, or damage arising from your use of any third-party tool or service. Your relationship with each provider is governed by that provider's own terms, which you are responsible for reading and complying with.

You are responsible for all fees, subscriptions, and usage charges you incur with third-party providers. These are not included in the Program price.

7. No professional advice

The Program is educational. Nothing in it, and nothing said by Erica Layer or any participant during it, constitutes legal, financial, tax, accounting, investment, medical, cybersecurity, data protection, or regulatory advice. No advisory, fiduciary, or professional duty of care is created between us by your participation. Consult a qualified professional in the relevant field and jurisdiction before acting on anything you learn.

8. Data, credentials, and confidentiality

You are responsible for deciding what information you bring into the Program and into any tool you build. Do not share, upload, demonstrate, or process any information you are not authorised to disclose, including employer confidential information, client data, personal data of third parties, protected health information, or anything covered by a non-disclosure or data processing agreement.

We do not act as a data processor, data controller, or service provider for any data you handle in your own systems. We have no access to, custody of, or control over your machine, your accounts, your credentials, or the data you process. Any breach, loss, or unauthorised disclosure occurring in your own environment is your responsibility.

9. Disclaimer of warranties

To the fullest extent permitted by law, the Program, its materials, and all recommended tools, prompts, templates, and configurations are provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory. We specifically disclaim all implied warranties of merchantability, fitness for a particular purpose, accuracy, quiet enjoyment, and non-infringement.

We do not warrant that the Program will be uninterrupted, timely, secure, or error-free, that any defect will be corrected, that any material is accurate or current, or that the Program or anything you build in it will meet your requirements or produce any particular result.

10. Limitation of liability

To the fullest extent permitted by law:

Cap. Our total aggregate liability to you for any and all claims arising from or relating to the Program, these Terms, or your participation, whether in contract, tort, negligence, strict liability, statute, or any other theory, is limited to the total amount you actually paid for enrollment.

Excluded damages. We are not liable for any indirect, incidental, special, consequential, punitive, or exemplary damages of any kind. This includes, without limitation, lost profits, lost revenue, lost or corrupted data, loss of goodwill, business interruption, cost of substitute services, reputational harm, security incidents, regulatory fines or penalties, and any claim brought against you by your own employer, clients, or any other third party. This exclusion applies whether or not we were advised that such damages were possible, and even if a limited remedy is found to have failed its essential purpose.

Who is protected. These limitations apply to Layer Advisory Services LLC, to Erica Layer individually, and to any contractor, agent, or affiliate involved in delivering the Program.

Basis of the bargain. You acknowledge that the Program price reflects this allocation of risk, and that we would not offer the Program on these terms without it.

This section survives the end of the Program and the termination of these Terms.

11. Indemnification

You agree to indemnify, defend, and hold harmless Layer Advisory Services LLC and Erica Layer individually from and against any claim, demand, action, loss, liability, damage, cost, or expense, including reasonable legal fees, brought by or arising from a third party and relating to:

  • Your use of, or reliance on, anything you learn, build, or configure in connection with the Program
  • Your handling of any data, credentials, or confidential information
  • Your breach of these Terms
  • Your breach of any obligation you owe to your employer, your clients, a regulator, or any third-party service provider
  • Your violation of any law or of any third party's rights

12. Time limit for claims

Any claim arising from or relating to the Program or these Terms must be brought within one (1) year after the claim arises, or within the shortest period permitted by applicable law if that period is longer than one year. A claim not brought within that period is permanently barred.

13. Intellectual property

All Program content, including session recordings, materials, frameworks, prompts, templates, and curriculum, is the intellectual property of Layer Advisory Services LLC. You may use what you learn and build for your own personal and professional work. You may not redistribute, resell, publish, or publicly share Program materials, or use them to deliver a competing training program, without written permission.

14. Code of conduct

This is a small, high-trust cohort. You agree to:

  • Show up prepared and engaged
  • Respect other participants' time, work, and confidentiality
  • Not share other participants' information, work, or statements outside the group

Participants who materially disrupt the cohort, behave abusively, or breach the confidentiality of others may be removed without refund and at our sole discretion.

15. Recording and privacy

Sessions are recorded for the benefit of participants. Recordings are shared within the cohort only and are not made public. By participating, you consent to being recorded during live sessions. If you speak about your own work, clients, or employer during a session, you do so at your own discretion and are responsible for ensuring you are permitted to share it.

16. Changes to the Program

We may make reasonable changes to the schedule, session order, curriculum, platform, or recommended tools, including where a third-party tool changes or becomes unavailable. We will give as much notice as is reasonably practical.

If we are prevented from delivering the Program by events outside our reasonable control, including illness, bereavement, natural disaster, war, civil unrest, labour action, power or internet failure, or the failure or discontinuation of a third-party platform, we may reschedule affected sessions or, if the Program cannot reasonably proceed, terminate it and refund the unused portion of your fee. That refund is your sole and exclusive remedy in those circumstances.

17. Governing law and disputes

These Terms are governed by the laws of the State of Minnesota, United States, without regard to its conflict of laws rules. You and we agree that the exclusive jurisdiction and venue for any dispute is the state or federal courts located in Minnesota, and you consent to personal jurisdiction there.

Before filing any claim, you agree to first contact us at erica@layeradvisory.com and attempt in good faith to resolve the dispute informally for at least 30 days.

18. Severability and entire agreement

If any provision of these Terms is held unenforceable or invalid, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will remain in full force and effect. In particular, if any limitation of liability is held unenforceable in part, it will still apply to the fullest extent permitted by law.

These Terms, together with the Program description on the TEMPO page and your enrollment confirmation, are the entire agreement between you and us regarding the Program, and supersede any prior discussion, proposal, or representation. Our failure to enforce any provision is not a waiver of it. You may not assign these Terms without our written consent.

19. Acceptance

By checking the acceptance box at checkout, completing payment, or confirming your enrollment, you confirm that you have read, understood, and agree to these Terms and Conditions in full, including the assumption of risk in section 5, the disclaimer of warranties in section 9, the limitation of liability in section 10, and the indemnification in section 11.

Questions: erica@layeradvisory.com